Protect Your Loan 

GAP Coverage

Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program offered as protection on your financed vehicle to enhance. rather than replace, your standard insurance coverage. In the case of a total loss, it waives the difference between your primary insurance company's settlement and the payoff of your loan balance up to a certain loan to value maximum, less exclusions or limitations that may apply.

GAP Advantage also provides you with a $1,000 credit towards the financing of a replacement vehicle financed or leased through our financial institution.

What is GAP?

Route 66 Mechanical Warranty

Even the most reliable vehicle can develop a mechanical problem. That is why the Haxtun Community Federal Credit Union is pleased to partner with Route 66 to give the option of purchasing or financing an mechanical warranty. Route 66 has a complete line of coverage designed to keep your vehicle on the road. No matter where you travel in the United States, you are protected against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor. All of the plans come with Rental Car Allowance and 24/7 Emergency Roadside Service for : Towing, Flat Tire Assistance, Battery Jump Starting Lock-out Service, Safe and Secure Package, Minor Adjustments

Credit Life/Credit Disability


Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected and covered life events and disability could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.

Beyond Protection:

  • Simple to apply

  • Designed to fit your lifestyle

  • Coverage that fits your loan

  • Totally voluntary

  • Won’t affect your loan approval

  • Sign up for credit insurance at your loan closing, or anytime you like

Protect Your Family Against the Unexpected